Business Interruption Insurance Claims Manchester

Coronavirus Insurance Claims: Get the legal expertise you need to for Business Interruption Insurance Claims.

Are you a business based in Manchester with Business Interruption (BI) insurance? Has your insurer said they will not pay out?

Numerous businesses are closed or had to stop trading as usual due to the Covid-19 lockdown, as non-essential businesses were ordered by the government to close, which in turn has caused them huge financial loss. Those affected by business interruption include restaurants, coffee shops, hair salons, hotels, day-care nurseries, pubs, and clubs, not just in Manchester, but all throughout the UK.

What is Business Interruption Insurance?

Most business insurance policies include coverage for loss of earning, due to government closure orders. The coverage under business insurance is called “Business Interruption”.

If you have a business interruption insurance policy and your insurance company is refusing, hesitating, or underpaying your claim, call us. In this time of uncertainty, JMR Solicitors are more than happy to check your business’ insurance policy wording to verify whether you are covered and entitled to make a business interruption insurance claim.

Why choose JMR litigation solicitors in Manchester?

We are a highly experienced law firm in Manchester, experienced in business interruption insurance claims and specialise in large and complex claims.

BI claims are complex and often have grey areas which can make it hard to get the compensation you deserve when tackling them alone without legal representation.

Many insurers are refusing to pay out and relying on technical legal arguments to avoid covering losses. We can assess your policy and advise you on whether you have a claim.

We are currently advising several clients on their BI insurance policies and whether schedules are adequately broad enough to provide them with BI cover. We have recognised several allowances issued by insurers that are liable to cover loss caused by the Covid-19 lockdown, including policies sold by Hiscox, QBE, Aviva, and RSA. Contact Us

JMR Solicitors are collecting as many Manchester businesses affected with Business Interruption

We want to gather as many businesses in and around Manchester as possible in distinct claimant groups with the same BI extension wording. This has several benefits for our business clients:

Legal Action cost will be significantly lower if a group of businesses come forward, as legal action is costlier for one business alone. This can be done on a no win, no fee basis.
Precedence is realised because several legal issues are present in BI insurance claims that policyholders will need, to bring forward a successful claim. These can be realised in a test action to acquire a precedent to be used against all insurers, with the legal costs being distributed across all groups.
Negotiation power – the more businesses we gather, the larger the bargaining power

If you have a BI claim that has been rejected by insurers, please submit your details using the form below. We will notify you as soon as possible if your claim is suitable to be entered in one of JMR’s action groups.